Is Health Insurance Brokers a Health Fund?
No. Health Insurance Brokers operates solely as an independent organisation which is independent from all Health Funds.

What is Medicare?
Medicare is the Public Health care system which is funded with Tax Payers money and administered by the Australian Government. Medicare pays for benefits towards Doctors Bills up to a set Schedule fee. Most residence of Australia are eligible to receive Medicare benefits, however if you are a temporary resident on a Visitors Visa it is quite possible that you are not eligible to receive this benefit.

What percentage of my tax is paid towards Medicare?
The standard rate is 1.5% of your total taxable income. If you earn more than $50,000 as a single person, $100,000 as a couple or $100,000 as a family with one child and do not have Private Hospital cover, the tax rate is 2.4%.

Does Medicare cover me in a Private Hospital?
Medicare will pay up to 75% of the schedule fee for doctors bills but no benefit is paid towards any fees charged by the private hospital. That's why it's a good idea to have Private Health Insurance.

Does Medicare pay for ambulance transportation?
No. Ambulance transportation is generally covered under your Private Health Insurance.

How do I become a member of Health Insurance Brokers?
As soon as you have completed Health Insurance Brokers simple evaluation you are a member.

Must I / We complete an evaluation for private health insurance?
Yes. Health Insurance Brokers is unable to recommend a health fund or level of cover without obtaining a completed evaluation from each member.

What is Ancillary/Extras?
Ancillary/Extras is a service provided out of hospital i.e. Dental, Optical, Physiotherapy, Chiropractor, Remedial Massage etc. General Dental - Consultation, Examination, Scale & Cleaning, Fluoride application, Simple extraction's, Fillings and X-ray's.
Major Dental - Crowns, Bridges, Dentures, Periodontics (relates to the tissues around the teeth ie.gums), Endodontics (Root-canal therapy), Orthodontics (Braces), Inlays, Onlays and Facings.